Fixed Income Investments can play an important role for clients who need a stable stream of income to satisfy cash flow requirements or for those who want to mitigate the level of volatility in their portfolio. The experts at Goodman Private work closely with you to structure a personalized portfolio of fixed - income securities that satisfies your clients' specific objectives.

No Substitute for Credit Quality

The overriding consideration in selecting the most appropriate fixed - income investment for high net worth clients is credit quality. In our minds, the risk in owning the obligations of a company in default, or one heading in that direction - even if its prospects for survival appear almost certain - is not adequately offset by the additional return that can be earned in such circumstances.

Our focus is on risk - free government bonds and short - term marketable investments as well as investment grade securities offered primarily by Canadian businesses that exhibit many of the same qualities that we look for when making equity investments. These situations enable our investment team to undertake the rigorous analysis that we deem necessary to properly safeguard our clients' capital.

All Bonds are not Equal

Our unwavering focus on after - tax returns extends into our fixed - income investing efforts. Many investors are unaware that the same bond purchased at a discount, at par and at a premium has markedly different tax implications when it matures or is sold. Because no two investors are completely alike, we take great care in constructing fixed - income portfolios that address the needs of each individual investor in the most efficient manner possible. <p>At Goodman Private, we never lose sight of why high net worth investors own fixed - income investments and we continually apply our common sense approach to ensure that they get precisely what they require.